Four Generations of Trusted Insurance Planning in Kota Bharu
Trusted by over 10,000 Malaysian families to protect their today and secure their tomorrow.
Over the years, we have committed ourselves to guiding our clients through life’s many stages with personalised insurance solutions designed to meet their unique needs and aspirations. Join the 10,000+ Malaysians who trust us to secure themselves and their loved ones.
Find the protection that fits your life today
01
Entering the Workforce
Starting your career is exciting. TM Legacy Builders offers insurance and financial planning to protect you from the start and build a solid foundation for your future.
02
Starting a Family
Growing your family means planning for what matters most. TM Legacy Builders helps you secure your loved ones' future with personalised family and life insurance solutions.
03
Grow Your Wealth
Ready to expand your financial potential? TM Legacy Builders provides insurance plans and financial advice tailored to your goals.
04
Not sure where to begin
Unsure about financial planning? You’re not alone. TM Legacy Builders guides you step-by-step to find the right insurance and investment strategies, or get inspired by real life stories.
Business insurance coming soon
We're working on tailored solutions for your business needs.
Real stories from the people we protect
01
Life Insurance
"
Grandpa Lim wanted to leave a meaningful gift for his grandchildren, and his life policy made it possible.
02
Life Insurance
"
Sarah and Michael got married two years ago and wanted to ensure their future together was secure
03
Life Insurance
"
As parents of three, John and Mary wanted to ensure their children's future was secure no matter what happened.
01
Personal Accident & Critical Illness
"
A road accident left Ravi unable to work for months, but his personal accident insurance covered his medical bills and lost income.
02
Personal Accident & Critical Illness
"
When Zulhelmi was diagnosed with early-stage cancer, his critical illness payout allowed him to focus entirely on recovery.
03
Personal Accident & Critical Illness
"
Meet Jason, a 28-year-old entrepreneur who started his journey with nothing but a dream
01
Education Insurance
"
As a single parent, Linda's top priority was ensuring her two children could receive the best education
02
Education Insurance
"
Knowing the high costs of medical school, Dr. Kumar ensured his son's path was clear with a dedicated education policy.
03
Education Insurance
"
Mei Ling started an education plan for her daughter 15 years ago, and now she's heading to her dream university.
01
Investment Plans
"
Michelle balanced her high-risk career with a stable, diversified investment plan that yielded impressive results.
02
Investment Plans
"
Robert always dreamed of early retirement so he could spend more time with his grandchildren
03
Investment Plans
"
Tan Sri Yusof used investment-linked plans to grow his retirement nest egg while staying protected.
01
Travel Insurance
"
Losing her luggage could have ruined Nadia's Paris Fashion Week, but her insurance helped her replace her essentials quickly.
02
Travel Insurance
"
Kevin's hiking trip in Nepal took an unexpected turn, but his travel insurance covered his emergency medical evacuation.
03
Travel Insurance
"
When Alice fell ill before their dream cruise, their travel insurance ensured they didn't lose their hard-earned savings.
01
Auto & Property Insurance
"
After a major highway accident, Siti was able to replace her vehicle quickly and get back to work.
02
Auto & Property Insurance
"
David's restaurant was hit by flash floods, but his property insurance ensured a swift renovation and reopening.
03
Auto & Property Insurance
"
When a kitchen fire threatened their family home, Ahmad was grateful for his comprehensive property coverage.
Why choose TM Legacy Builders?
For four generations, families have trusted us to protect their future. We have spent decades perfecting an approach that bridges the gap between personalized local service and a nationwide presence that follows you through every stage of life.
About Us Get covered in a few easy steps
No pressure. No jargon. Just genuine expertise and care to help you create the perfect plan.
/01
Consultation
A deep dive into your financial situation and aspirations, ensuring your plan fits your life perfectly.
/02
Meeting
A deep dive into your financial situation and aspirations, ensuring your financial plan fits your life perfectly.
/03
Prescription
Based on our in-depth discussions, we craft a bespoke financial plan tailored to your unique personality and habits.
/04
Review
We walk you through every detail, answering questions and fine-tuning the plan to ensure you have complete clarity and confidence.
/05
Implementation
With your approval, we put your plan into action smoothly and efficiently, setting you on the path to security.
/06
Support
Life changes, and so do your needs. Your financial expert will regularly review your plan to ensure it stays effective as your life grows.
Let's plan your next steps with clarity and ease
- Enjoy personalized, no-pressure guidance to build your flexible future plan.
- Discover expert strategies to de-risk your life and financial assets.
- Get a customized quote and comparison tailored to your budget.
Build your plan with TM Legacy
Our upcoming events
01
20th Jan 2026
Lucky Draw at Plaza
Small businesses grow faster after piping capital. But don't take our word for it. Hear how capital helped them reach their goals.
02
20th Jan 2026
Lucky Draw at Plaza
Small businesses grow faster after piping capital. But don't take our word for it. Hear how capital helped them reach their goals.
